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Tailor-made insurance for the chorister

Insuring choristers: a commitment, a duty

We remind you to activate the insurance policy for choristers against the risks of accident, illness and civil liability: this fulfillment must be considered a commitment and a moral duty that thus also protects the president from any liability actions. The convention stipulated by the Federazione Cori Italiani Chorus Inside with UNIPOLSAI ASSICURAZIONI SPA – Ag. Massimiliano TROVARELLI offers ceilings, guarantees and cost of the premium very convenient and decidedly favorable and such as to encourage the subscription of the policy. The guarantee includes accidents occurred during participation in rehearsals, concerts, festivals, competitions and musical tours. The guarantee also applies to the extramusical associative activity of the choir. In addition, it will be possible to extend the coverage also to any people who are not directly members of the choir, but who are part of the Choral Federation in various capacities (for example the choir council, volunteers who help in the activity and are not choristers, etc.).

IMPORTANT: New third sector legislation

Among the various innovations we would like to point out the one provided for by Article 18 in paragraphs 1-2: 1. Third sector entities that use volunteers must insure them against accidents and illnesses related to the performance of voluntary activity, as well as for civil liability towards third parties. 2. By decree of the Minister of Economic Development, to be issued in agreement with the Minister of Labour and Social Policies within six months from the date of entry into force of this Code, simplified insurance mechanisms are identified, with even numerical policies, and the related controls are regulated.

ACCIDENTS and ILLNESS
Insured ceilings
death€ 150,000.00
permanent disability€ 150,000.00
daily hospitalization due to accident€ 50,00 deductible 5 days per claim
daily hospitalization illness (including COVID-19*)€ 50.00 – The daily allowance is also recognized in the event that the insured is forced to quarantine at home as a result of positivity to the COVID-19 swab
reimbursement of medical expenses from accident€ 5.500,00 per claim
age limitover 81 years with deductible
extra musical associative activityIncluded
catastrophic€ 6.000.000,00 for unlimited number of people
CIVIL LIABILITY
Insured ceilings
RCT – ceiling€ 5.000.000,00 unique (people + things per event)
RCO – ceiling€ 5.000.000,00 unique
Patrimonial RC President and Board of Directors€ 30,000.00
Fire damage to musical equipment, theaters, concert halls, stages owned by third parties (not owned)inclusive

Total prize € 3.00 per chorister / year (respectively € 2.40 for accidents and € 0.60 for RCT).

How to join?
To turn on the insurance agreement stipulated by the Federazione Cori Italiani Chorus Inside with UNIPOLSAI ASSICURAZIONI SPA – Ag. Massimiliano TROVARELLI, each choir registered with the Federation must send a written request by email, signed by the President / legal representative to: UNIPOLSAI ASSICURAZIONI SPA Ag. Massimiliano TROVARELLI Via Colonnetta 22/a – CHIETI e-mail: 45605@unipolsai.it Office telephone: 0871/564295 / 0871/564296

DOWNLOAD THE ACTIVATION REQUEST DOWNLOAD THE FORM (PDF) – (Fillable Word File version)

CHORUS INSIDE
International Choral Federation
APS Third Sector Entity


Via Giuseppe Verdi n. 15 – 66100 Chieti
Registration n. 12245/17 Serie 1T
Fiscal Code: 93058420691
Trade Mark: 2017000106306

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Chorus Inside - International Choral Federation - APS Ente Terzo Settore · CF: 93058420691
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